Joelle Hall

Buridan’s Mule: Personal Finance Edition

Buridan’s Mule is an illustration of the challenge that free choice poses. A mule is stationed at...

Insurance – Tax-Free Growth & Distribution

Insurance is often thought of as a necessary evil. This negative perception people have of the insurance...

As Good as Gold: Investing in Gold Amid Market Uncertainty

Having hit record highs this year, breaking the USD$3500 per ounce mark, gold is drawing a lot...

How to create calm in the chaos

The markets entered correction territory this month as uncertainty over the economy due to tariff threats took...

Cents vs Sense: Considerations for Intergenerational Wealth Management

Housing Unaffordability More than half of Gen Zs and millennials are reportedly living paycheque to paycheque. Meanwhile, the...

What about the First Home Savings Account?

The FHSA, or Tax-Free First Home Savings Account, is a relatively new type of tax-preferred account that...

Patience is a virtue where returns are concerned

What is a reasonable expected return from your portfolio? It’s factored on a couple things: the amount...

From Hero to Zero: Non-Financial Retirement Planning    

After the question “How much money will I need for my retirement?”, the next most common question...

Retirement income streams: Reconsidering annuities

As you navigate the labyrinth of retirement planning, the resurgence of annuities has sparked renewed interest among...

Can you benefit from income splitting?

With the introduction of the Tax on Split Income (TOSI) rules in 2018, the government effectively ended...
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