Congratulations are in order! You have made it through the arduous years of competition, studying and student debt to become a practicing professional in your community.
Sir John Templeton once said, “The best time to invest is when you have the money.”
Just when I think that not one more word can be written about the cost of wealth management … it comes up again.
In 1996, the annualized minimum wage in Ontario was $14,248. The 10-year government bond yield was 6.4 per cent.